Get Rid of Your Paper Clutter Once and For All

get your paper clutter organised


This is Part 1 of the 3-Part series: Get Rid of Paper Clutter Once and For All.  You can find Part Two right here. And Part Three right here.


I recently recevied an email from one of my loveliest readers, Tam:

“Do you have any tips for organising and filing paperwork? I have a spare room full of all the clutter, bits and bobs and a mountain range of many years of paperwork. I’m freaking out as we move out of our house this weekend and I don’t wanna drag all this with me…

Any advice and tips would be greatly appreciated.”

After a quick survery on Facebook, it seems many of you are battling with the paper clutter too. So I thought I would share with you the same information I shared with Tam.

You Can Get It Under Control!

I used to have piles and piles of papers. Things to action, things to file, bills to pay, bills that had been paid – there was a pile for each of them.

I had no system and even though I thought my piles were straightforward, whenever we had people visit, the piles would inevitably be stacked on top of each other and shoved in the spare room, where they would stay indefinitely. Until, of course, I added another pile to the collection.

Last year, I had had enough. I got stuck in, spent half a day wading through years of paperwork and eventually gained control. And it remains that way today.

So I sent a quick email to Tam, letting her know what steps I had taken to wrestle the paper clutter monster to the ground.

I must admit, when I replied to Tam it was in a flu-induced state of funkery and I’m quite sure much of it didn’t make sense.

But something of use made it through because Tam wrote back the next day:

“Brooke, I did it!!! I’m bloody hungover and my eyeballs are hanging out of my head, but I bloody well got stuck in and got it done…… AND IT’S ORGANISED!!!!

Thank you soooo much for your words of wisdom.
much love and blessings
Tam xx”


Tam has given the OK to me sharing her emails with you, and I really want to for one main reason:

I want to help you get rid of your paper clutter and the stress that comes with it. And this week I’ll be running a 3-part series to show you just how I did it.


A side note:

Currently, I am not a “scan it and discard the paper” kinda girl. Call me old-fashioned, but I like having my bills on paper and my bank statements too. So if you’re looking for a high-tech solution to solve all your paper clutter troubles – this isn’t it.

Women’s Day has a fantastic post on how to digitise your records here. It’s well worth a read.


Getting Rid of Paper Clutter – Part One.

1. Bring it All Together

Go through your home and pick up any paper clutter you see. Any at all. Make sure to check the kitchen (particularly the top of the fridge) and benchtops. Also thoroughly check the office, the desk and any papers floating about in your drawers.

The most important thing is to bring all the paper clutter into one place.

That way, when the time comes, you’ll know what you need to make a space for, and how best to organise it.


2. Understand What You Need to Keep

(This list will differ sightly from country to country, and even perhaps state to state. There are also additional considerations if you run a business or have kids. If you have any particular questions – Google it or perhaps ask an accountant.)

When it comes to the paperwork you need to keep, it all falls into two categories. If it doesn’t fit either of these – you can safely recycle it:

  1. Papers to keep on file (this includes identification, mortgage/lease papers, tax information, insurance papers, etc)
  2. Papers requiring action (bills to be paid, forms to be completed, school papers, health receipts to claim, etc)


Firstly – Papers to Keep on File

This is a list of papers that need to be kept in your filing cabinet. Papers you may need to refer back to later or to provide when applying for a loan, or a job, or other types of credit.

In general, keep the last 12 months worth of bills, statements and accounts and keep the most recent version of insurance policies and contracts.


- savings account statements
– transaction account statements
– mortgage papers and statements
– personal loan papers and statements
– credit card statements


- health insurance
– car insurance
– home and contents insurance
– life insurance


- one folder per person


- current tax year (receipts, etc)
– 5 previous years (tax returns, letters, etc)

Utilities – Contracts and Paid Bills

- mobile phones
– home phone/internet
– water
– electricity/gas
– council rates


- a folder per person if necessary


- one folder per child



Papers Requiring Action:

This category includes bills that need paying, letters that require sending, forms to complete, school permission slips, medical receipts that you need to claim, etc.

Basically anything that requires an action on your part.

You need to find somewhere specific to keep these. For me it needs to be in plain sight. If I file these “to do” papers out of sight, I am far less likely to actually do anything with them. (And this can mean bills not paid on time, letters not sent, etc).

I have a specific place in our admin area – right next to the computer – that I keep these papers.

Wherever you choose, ensure it is somewhere that makes sense to you. Make sure it’s somewhere that will encourage you to action them regularly.


And For the Lazy (Like Me) – A Papers to Be Filed Box:

I am essentially quite lazy and while I understand I should just file my papers once they’ve been actioned, that rarely happens.

So I have a lovely little box next to my computer where I store anything that has been actioned or needs to be filed. I leave it to fill up and then file everything in one go.

It works for me, it looks tidy (being hidden in plain sight) and takes one step out of the process.


3. Get Prepared

At this stage you don’t need to sort any of the paper you’ve collected – that part comes tomorrow. Today you are simply getting prepared – so that when you do sort out the piles of papers, you don’t waste time shuffling them around.

Your filed papers should be kept somewhere organised, out of the way and relatively secure.

A one or two-drawer filing cabinet is the best option, but you could also use a collapsible concertina file or archive box. Whatever you decide – it needs to be orderly and easy to access each individual file. If it’s not easy, you won’t use it.


Preparing the Filing Cabinet

  1. Invest is some hanging file dividers and manilla folders. They aren’t expensive, are readily available and make keeping the papers in order as simple as possible.
  2. Using the list above, label each hanging divider with one of the category headings and use a manilla folder for each of the relevant subcategories listed below it. (Eg. Label a hanging divider “FINANCES” and individual manilla folders “Savings”, “Transactions”, “Mortgage”, “Car Loan”, and “Visa”.)
  3. Consider if you need any additional folders. If you do, label those too.

I know this seems like a huge amount of information – but don’t freak. All you need to focus on is:

  • gathering your paperwork in one place
  • establishing what records you need to keep
  • buying some folders to store your records
  • preparing them for storage – by labelling a folder for each type of record

If you can do these four things, you are more than halfway to getting your paper clutter organised. Nice one!

Tomorrow we’ll roll up our sleeves and sort those piles out once and for all.


Do you have a paper filing system? Or do you like to keep everything digital these days?

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23 Responses to Get Rid of Your Paper Clutter Once and For All

  1. Kathy in Chicago says:

    Thank you so much for this! I only hope it will help me conquer the paper clutter!

    • Brooke McAlary says:

      Me too, Kathy! I hope it’s a help.

      Tomorrow is all about sorting through the papers – which is the most time-consuming and satisfying!! :)

  2. Gail says:

    I’m in. My desk is a mess. I’ll be ready to start sorting tomorrow. Right now just to rid the desk of papers is a great start.
    Blessings Gail

  3. Gen says:

    This was one of my jobs to get through before our bub arrived! It took me a whole day but was well worth it. I went through everything to see what statements, bills etc I could access online so that I didn’t keep anything more than I had to. Initially I was planning on buying a filing cabinet but it turns out that once I threw out 5 years worth of unnecessary paperwork all I needed was a cardboard file! Nick took a big bag of papers to work the next day to put in their document bin so that our details weren’t floating around. It’s such a good feeling to get everything sorted! x

  4. […] can find Part One here, and Part Three will be posted on […]

  5. […] is Part 3 of the 3-Part series: Get Rid of Paper Clutter Once and For All. You can find Part 1 here and Part 2 […]

  6. Nita says:

    I too sat with mountains of paper that needed sorting and thank goodness I found a company that did most of the dirty work for me. Check them out at

  7. […] Do you need to organise your filing cabinet – or clear it of all that is unnecessary? […]

  8. […] Get rid of your paper clutter – on Slow Your Home […]

  9. Shar says:

    Hello there,
    I started my mammoth paper [and junk] declutter about 2 or 3 years ago, following a second bedroom being piled high [and then the goods put in storage] from best friend’s childhood home going in to probate. Before the furniture from his parent’s house went in storage we also had our kitchen renovated by landlord. Bedroom2 was a mess as everything in it made impossible to even walk in!

    Today I am battling with final bits of paperwork even thoughI have neat rows of folders on book case.
    Thanks for the tips! Shall use some today. I’m at the collating stage. My script notes need pulling together [that’s another day’s job]
    Many thanks!
    Shar, London [script writer]

  10. […] Last year I put togther a huge guide to dealing with paper clutter around the home, and to this day it’s still one of the most searched-for topics on the blog. So if you need some guidance on how best to start, let alone finish such a big job, check out the three-part series right here. […]

  11. Rose says:

    I have just found your site and am enjoying all you have to offer. Thank you.
    I am a book keeper who works from an office attached to our home. I do not own a filing cabinet.
    I use a variety of filing for my 40 odd clients. I love arch lever files and coloured tabs. They are neat and inexpensive. As they fill, the paperwork is archived using the most useful of stationary, ‘arnos fasteners’, then thrown in a box till they can be discarded.
    Our local pharmacy gets a multitude of well made boxes with lids from the drug companies which they keep for me when I ask.
    I also use those plastic drawers that you can buy from the discount shops. Some of the drawers you can buy are the same size as a filing tray. Each of my clients have a drawer with their name on the front. I find the little drawers excellent for our own personal paper ie bills to pay, to file, mailing etc etc. Our little drawers sit in a corner of the book case.
    I also keep a box for shredding. Our local town has a business that will shred an archive box full for under $10.00.
    I receive what feels like an enormous amount of paperwork each week. As long as I am diligent in placing that paper in its aloted file/drawer, as it comes in, I am never in a mess.
    I hope you don’t mind me sharing how I keep my paperwork under control. It works for me.
    Enjoy your day. :)

  12. Mary DaSilva says:

    I will try this and hope I can get rid of this paper clutter that I keep on colecting.
    Mary DaSilva

  13. Greetings! I’ve been reading your weblog for a long time now and finally got the
    courage to go ahead and give you a shout out from New Caney Texas!

    Just wanted to say keep up the good job!

  14. Sandra says:

    So glad to find your website, BROOKE,

    I have adult ADHD. Organization seems to have gotten the best of me. No, lack of.

    If you came into my bedroom, you would find at least 40 file boxes full of stuff I keep trying to whittle down. WHY do I find it necessary to keep?

    I liked your articles, but WHERE DO I BEGIN. I FEEL OVERWHELMED. “Start with one box”. It is a mental block for me. Do you have any suggestions? Please respond through email.

  15. Great post! Been reading a lot of thoughts on how to handle all the paper in my office. Thanks for the info!

  16. Mark says:

    Great ideas! I followed some of these ideas and was able to give my file cabinet to charity. I bought a small metal file box from the thrift store for my new de-cluttered paper lifestyle. Thanks! Mark

  17. […] “Do you have any tips for organising and filing paperwork? I have a spare room full of all the clutter, bits and bobs and a mountain range of many years of paperwork. I'm freaking out as we move out of our house this weekend ……via Get Rid of Your Paper Clutter Once and For All – Slow Your Home […]

  18. Amelia says:

    I definitely need help with this one.

    When I saw step 1 was Bring It All Together, I got rather scared. I have a lot of paper clutter, and yep it turns out I am scared of it! This is not good.

    I don’t think I actually have that much that you recommend to keep (although not sure, it is buried in with everything else – boxes worth of paperstuffs).

    I think my main problem relates to a clutter solution I heard of years ago, where instead of keeping an entire magazine, you just keep the couple of things from it that interest you. Well… this has resulted in 2 boxes of magazine clippings/pages. Which at least I have sorted into general topics. But even though when I get them out they are interesting, I barely see them as there are so many buried in together!

    And then there is a box and more of sentimental stuff, letters and cards, never look at any of them, but feel like I need to keep. And a box of uni assignments, somehow I feel like I need to keep these too. They’re not even interesting! I feel silly admitting all this, and yet when I go to try to cull any of it, it just seems impossible!

    Please help!

  19. Pat Tyler says:

    Almost didn’t read past “half a day” as I was laughing so hard. Stuff has been piling up for YEARS and half a day wouldn’t get through the paper in my kitchen, which is the most organized room in my house! It’s January 2015 and I’m hoping that with a lot of concentrated work (very difficult as I am ADD) I might just get all the clutter, not just paper, gone by January 2016. Was grateful for your hints and especially what papers I should keep, toss and shred. Looking forward to reading the rest!!

  20. Lisa Allord says:

    Hi Brooke, Here’s giving you many thousand thanks!! I’m diving in and will try= T.rust Rely Yield
    Be back for round two soon! Keeping it simple w/2 categories makes me feel I can do this!!

    Bye for now,

    L*isa :)

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